Money that grows
while you sleep.
Dewpoint is the calm, high-yield money app. Earn every second and watch your savings climb from one quiet screen.
APY on every dollar, no fees
From download to earning interest
Members growing their money
The Ledger
FINWIRE
Morning Brief
yield/
Features
Everything your money needs. Nothing it doesn’t.
One account that earns, saves and spends, with none of the clutter of a traditional bank app.
Earn every second
Interest lands in your balance in real time. Watch it tick up while you cook dinner.
Total savings
Round-ups
Spare change from every swipe, saved automatically.
Dewpoint
now
Round-up saved +$0.63 from Kiln Coffee
Dewpoint
2h ago
Round-up saved +$0.20 from Metro Pass
Dewpoint
Yesterday
Round-up saved +$0.55 from Corner Books
Vaults for everything
Name a goal, set a date, let Dewpoint pace you there.
Tokyo trip
$3,400 of $5,000
68%
New laptop
$820 of $2,000
41%
Rainy day
$9,000 of $10,000
90%
A card that pays you back
2% back on groceries and transit, dropped straight into your savings. No annual fee.
Groceries · 2% back
+$1.84 to savings
While you sleep
While the city sleeps, Dewpoint is quietly compounding. Every second, every dollar.
Dewpoint
2:14 AM
Interest paid while you slept: +$0.52
Growth
See what your money becomes.
Drag the sliders and pick a time frame. Same money, three very different futures, updated as you go.
Security
Locked down, quietly.
Your money sits with FDIC-member partner banks, guarded by the same encryption the big banks use.
Insured up to $2.5M
Deposits are spread across partner banks so more of your money is protected.
Biometric by default
Face ID or fingerprint on every login and every transfer over $500.
Freeze in one tap
Lost your card? Freeze it instantly, unfreeze it when it turns up in your coat.
Reviews
Loved by 1.2 million quiet savers.
4.9
App Store · 82K ratings
4.8
Google Play · 41K ratings
4.7
Trustpilot · 12K reviews
FAQ
Straight answers.
Can’t find it here? Our support team replies in under 5 minutes, day or night.
Get the app
Start earning tonight.
Open an account in three minutes. No minimums, no fees, no nonsense.