Privacy Policy

How Dewpoint collects, uses and protects your information.

Updated Sep 30, 2026

6 min read

The short version

We never sell your data, and we don’t use it for ads.

We only share it with the partners who run your account.

You can download or delete it any time from Settings.

01

Information we collect

Information we collect

We collect what we need to open and run your account, and nothing more.

Identity details: name, date of birth, address and SSN, required to verify who you are.

Account activity: deposits, transfers, round-ups and vault goals.

Device data: app version, device model and approximate location, used to keep sign-ins secure.

02

How we use it

How we use it

To run your account, pay your interest, prevent fraud and meet our legal obligations. We never sell your personal information, and we don’t use it to show you ads.

03

Who we share it with

Who we share it with

Only the partners who make Dewpoint work: our FDIC-member partner banks, identity verification providers, payment networks and cloud infrastructure. Each is bound by contract to protect your data and use it only for the service they provide.

04

How we protect it

How we protect it

Data is encrypted in transit and at rest with 256-bit AES. Access inside Dewpoint is limited to the people who need it, and every access is logged and reviewed. Transfers and sign-ins on new devices require Face ID or a one-time code.

05

Your choices and rights

Your choices and rights

You stay in control of your information:

Download a copy of your data from Settings → Privacy.

Correct anything that’s wrong, directly in the app.

Close your account and ask us to delete what we’re not required to keep.

Turn off optional analytics at any time.

06

How long we keep it

How long we keep it

We keep account records while your account is open, then for the period the law requires, usually five to seven years for financial records. After that, they’re deleted or anonymized.

07

Changes to this policy

Changes to this policy

If we make a meaningful change, we’ll tell you in the app and by email at least 30 days before it takes effect.

Questions about your data?

Write to privacy@dewpoint.app and a real person will reply within two business days.

Sample text for this template, not legal advice. Replace it with your own policy before you publish.

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